Newsletters

Each quarter Melville and Associates produce and distribute a newsletter for our customers. These newsletters provide a wealth of information about current tax issues and other topics such as superannuation, borrowing and saving. If you would like to be sent a complimentary copy please send an email to me, Janice Melville, at or

Winter 2006 Newsletter Contents Valuing Your Business Change of view for home-based work Protecting your business name Cashflow – should you be worried? Work Issues - a smoke policy Superannuation Guarantee Late Payment Offset Download Winter 2006 Newsletter Valuing Your Business According to the latest research, nearly half of entrepreneurs planning to sell their business are unaware of how much it is worth. The problem is particularly marked for the smallest businesses, with only 37% having a clear idea of the sale value of their assets. Change of view for home-based work Home-based work (also known as telecommuting) is providing benefits to both employers and employees. It involves staff working away from the workplace on a part-time, full-time, temporary or permanent basis. In the past telecommuting has usually been embraced by larger organisations. However, developments in new, low cost technology is allowing small companies to adopt this modern approach to work. Protecting your business name Owners of new and existing businesses often put a lot of energy into naming their enterprise. But before deciding on a name there are two things you should determine: Are you free to use the name? How are you going to protect it? Cashflow – should you be worried? 20 signs that your business could be facing cashflow problems Work Issues - a smoke policy The laws on smoking in public places are becoming ever more stringent. Several countries have implemented a full ban on smoking in the workplace over the last decade and this trend is set to continue. How might this trend affect your business, and should you implement a new company policy on smoking? Superannuation Guarantee Late Payment Offset The Government has made changes to the superannuation guarantee law providing some relief for employers from penalties. These concessions relate to cases where superannuation guarantee contributions are paid to the super fund shortly after the quarterly cut-off dates.

To read the newsletters you need to have Adobe Reader installed. Click here to download the free reader if you don't already have it.   Past Issues of the Newsletter 2nd Quarter 2006 Setting the Right Price Creating a "Launch Pad" for Your Family Conducting Staff Appraisals WorkChoices Making the Most of Your Company Meetings The Small Business Debt Initiative Making Teams Work Download 2nd Quarter 2006 Newsletter Autumn 2005 Living the Dream! Land Tax NSW Land Tax: Are You Liable? Penalties and Interest for Late Lodgers Are You Earning as Much as You Could? Do You Pay Fringe benefit Tax? Download Autumn 2005 Newsletter Summer 2004/5 Taxation Office Widens Hit List SMSF Assets Continue to Surge Our Largest Single Asset Investing in a Holiday Property Late Tax Returns Land Tax Update Download Summer 2004/5 Newsletter Winter 2004 Budget changes 2004 Personal income tax cuts Small business audit survival guide Family assistance Year end tax planning ATO clamps down on super funds Property tax changes in NSW Download Winter 2004 Newsletter Autumn 2004 Property: interest rates and repairs ATO vows to get tough Small business audit survival guide Property - land tax Discretionary trusts Fringe benefits tax Giving your super a lending hand Download Autumn 2004 Newsletter Summer 2003/4 GST Audits Traps for property investors Quantity surveyors certificates Need a new loan? Car expenses Who owns the car? Download Summer 2003 Newsletter